7 Things Christians Waste Money On (And What to Do Instead)
“Sometimes you need to simply say NO! Here’s a list of seven things I will not be spending God’s money on this year, and a few things I will be buying—with purpose, intention, and wisdom. Let’s discuss how a no-buy list can honor God and help us be better stewards of HIS money!”
As Christians, we are called to live with purpose and intention, especially when it comes to how we manage the resources God has entrusted to us. Yet, in a world that constantly pushes us to spend, it’s easy to fall into the trap of wasting money on things that don’t align with our faith or values. A “no-buy list” isn’t about deprivation—it’s about saying yes to God’s priorities and no to unnecessary distractions. Here’s a deeper dive into seven areas where Christians often waste money and how we can redirect those funds with wisdom and purpose.
1. Fast Fashion and Disposable Trends
Fast fashion offers the allure of affordable, trendy clothing, but it often comes at a high cost—both financially and ethically. Many of these items are poorly made, wear out quickly, and contribute to environmental harm. Worse, the industry often exploits workers in poor conditions.
What to Do Instead:
Invest in timeless, high-quality pieces that last. Support ethical brands that prioritize fair wages and sustainable practices. Better yet, consider thrift shopping—it’s budget-friendly and eco-conscious. Redirect the money saved toward supporting missions or donating to organizations that combat human trafficking, a problem often linked to unethical labor practices in the fashion industry.
Key Verse: “Clothe yourselves with compassion, kindness, humility, gentleness, and patience” (Colossians 3:12). Let’s focus on clothing our hearts more than our closets .
2. Over-the-Top Weddings and Events
It’s easy to get swept up in the pressure to have a Pinterest-perfect wedding or lavish celebrations. However, these events often come with a hefty price tag that can strain finances and distract from the true meaning of the occasion.
What to Do Instead:
Simplify your celebrations and focus on what truly matters—relationships and honoring God. A smaller, more intimate gathering can be just as meaningful (if not more so) than an extravagant event. Use the money saved to start your marriage debt-free or contribute to a charity in honor of the occasion.
Key Verse: “Better a little with the fear of the Lord than great wealth with turmoil” (Proverbs 15:16). Let your celebrations reflect gratitude and simplicity .
3. Unchecked Convenience Spending
Convenience spending—like takeout, delivery fees, or prepackaged foods—adds up quickly. While these options save time, they often drain wallets and can lead to unhealthy habits.
What to Do Instead:
Plan meals in advance and cook at home. Not only is this more cost-effective, but it also allows you to practice hospitality and share meals with others. Use the extra funds to support a local food pantry or sponsor a family in need.
Key Verse: “She watches over the affairs of her household and does not eat the bread of idleness” (Proverbs 31:27). Being intentional with our resources honors God .
4. Unnecessary Home Decor and Upgrades
The desire to have a picture-perfect home can lead to overspending on decor, furniture, and constant renovations. While it’s important to create a comfortable space, it’s easy to cross the line into materialism.
What to Do Instead:
Focus on gratitude for what you already have. Instead of buying new decor, consider DIY projects or repurposing items you already own. Use the money saved to support housing initiatives for the homeless or contribute to building projects for your church or community.
Key Verse: “Do not store up for yourselves treasures on earth… but store up for yourselves treasures in heaven” (Matthew 6:19-20). Let your home reflect God’s love, not just your style .
5. Subscription Overload
It’s easy to lose track of all the subscriptions we sign up for—streaming services, apps, magazines, and more. These recurring expenses may seem small, but they add up over time and often go unused.
What to Do Instead:
Audit your subscriptions and cancel the ones you rarely use. Replace screen time with intentional activities like family devotionals, volunteering, or spending time outdoors. Redirect the money saved toward sponsoring a child through a Christian organization or supporting a missionary.
Key Verse: “Teach us to number our days, that we may gain a heart of wisdom” (Psalm 90:12). Let’s be wise with both our time and money .
6. Keeping Up with the Joneses
The pressure to keep up with others—whether it’s a new car, the latest phone, or a bigger house—can lead to unnecessary debt and discontentment. This mindset often stems from comparison, which robs us of joy.
What to Do Instead:
Practice contentment by focusing on God’s provision and blessings. Instead of upgrading, take care of what you already own and invest in experiences that strengthen your faith, such as attending a spiritual retreat or volunteering for a mission trip.
Key Verse: “Keep your lives free from the love of money and be content with what you have” (Hebrews 13:5). True joy comes from God, not possessions .
7. Neglecting Generosity
One of the greatest wastes of money is failing to give back to God’s work. Whether it’s tithing, supporting missions, or helping those in need, generosity is a biblical command that brings eternal rewards.
What to Do Instead:
Make giving a priority in your budget. Start by tithing 10% of your income and look for additional opportunities to bless others. Whether it’s sponsoring a child, donating to disaster relief, or supporting your local church, generosity is an act of worship that honors God.
Key Verse: “Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver” (2 Corinthians 9:7). Let’s give with joy and purpose .
Living with Purpose and Intention
Creating a “no-buy list” isn’t about deprivation—it’s about aligning your spending with your faith and values. By saying no to wasteful spending, you can say yes to opportunities that honor God, bless others, and bring lasting joy. Remember, every dollar is a gift from God, and how we use it reflects our priorities and trust in Him.
As you reflect on your own spending habits, consider this question: “How can I use God’s money to make an eternal impact?” When we live with purpose and intention, we not only honor God but also find true contentment in the process.
Sources:
- YouTube: 7 Things I Won’t Be Buying in 2026
- Mike Nimer: 7 Things to Avoid in 2026
- SeedTime Money on Instagram
- Carey Nieuwhof: Church Trends 2026